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Got a notice from New American Funding, LLC (Figure Lending, LLC had incident)? Here’s what to do.

New American Funding, LLC (Figure Lending, LLC had incident) told the Washington Attorney General that people’s information was exposed. If you got a letter, work through the steps below.

Your checklist

  1. 1

    Keep the letter

    Save the notice from New American Funding, LLC (Figure Lending, LLC had incident) and its envelope. The date you were told can matter for legal deadlines.

  2. 2

    Freeze your credit

    Your Social Security number is listed in the filing. A free freeze at Equifax, Experian and TransUnion stops new accounts being opened in your name.

  3. 3

    Call your bank

    Account or card information is listed. Ask your bank for a new card number and watch statements for small test charges.

  4. 4

    Get a free claim review

    Our legal team checks whether you can be paid for this breach. No fee unless you recover.

Step 4: free claim review

Tell us you got the New American Funding, LLC (Figure Lending, LLC had incident) notice. An attorney, not a call center, reads it and tells you plainly whether you have a claim.

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About the New American Funding, LLC (Figure Lending, LLC had incident) breach

Reported to
Washington Attorney General
Date filed
February 27, 2026
People notified
Not stated
Cause in filing
Not stated

Information listed in the filing: Full Name, Social Security Number, Financial Account Number, Date of Birth, Routing Number, Credit Score Information, Home Address, Loan and Mortgage Application Details.

New American Funding, LLC and its partner entity Figure Lending, LLC operate at the intersection of modern mortgage lending, digital financial services, and home equity financing. As prominent institutions in the consumer finance and mortgage sector, these companies handle vast quantities of highly sensitive consumer financial data, underwriting files, credit histories, and personal identification records on a daily basis. To facilitate seamless home loans, refinances, and HELOC products, they routinely collect and store foundational personal information required for credit evaluation, asset verification, and regulatory compliance, making their digital infrastructure a central repository for deeply private consumer documents.

In 2026, a security incident impacting Figure Lending, LLC was formally reported to the Washington Attorney General, highlighting escalating vulnerabilities within financial technology and digital lending platforms. Breaches affecting financial institutions typically involve sophisticated cyberattacks, unauthorized network intrusion, third-party vendor compromises, or exploitation of system vulnerabilities that expose internal databases housing customer files. Given the interconnected nature of modern mortgage origination—where third-party service providers, cloud storage environments, and automated underwriting systems constantly exchange data—an intrusion can quickly compromise sensitive repositories before security teams are able to contain the threat.

The exposure of financial and identity data in an incident of this nature carries severe, long-term risks for affected consumers. When records containing names, Social Security numbers, banking details, and credit profiles are accessed by unauthorized actors, victims face an immediate and elevated threat of identity theft, financial account takeover, and fraudulent loan applications. Unlike transient retail breaches where payment cards can simply be replaced, the compromise of core identity markers and historical financial records exposes individuals to prolonged risks of synthetic fraud, tax return tampering, and unauthorized credit inquiries that can damage financial standing for years.

Financial institutions like New American Funding and Figure Lending are bound by rigorous federal and state regulatory frameworks, most notably the Gramm-Leach-Bliley Act (GLBA) and the Washington My Health My Data Act or state consumer protection statutes, which mandate strict administrative, technical, and physical safeguards to protect non-public personal information. Under these legal standards, institutions have an affirmative duty to maintain robust encryption, conduct continuous network monitoring, and vet third-party vendor security practices. The occurrence of a significant data breach strongly suggests potential failures in fulfilling these statutory obligations, raising serious questions regarding whether adequate cybersecurity measures were implemented to thwart unauthorized access.

Receiving an official data breach notification letter from the company serves as formal legal acknowledgment that your private information was compromised due to inadequate security infrastructure. Under established legal principles, this notification establishes the necessary legal standing to participate in a class action lawsuit aimed at holding the responsible parties accountable. Affected individuals do not need to prove that they have already suffered actual financial loss or identity theft to seek legal redress; the increased risk of future harm and the cost of necessary protective measures are sufficient. Our firm evaluates these data breach cases on a contingency fee basis, meaning there are never any out-of-pocket costs or fees unless we successfully recover compensation on your behalf.

See the official filingFull ransomware checklist

New American Funding, LLC data breach questions

How many people were affected by the New American Funding, LLC data breach, and what was exposed?
The filing does not give a count of affected people and lists the following information as involved: Full Name, Social Security Number, Financial Account Number, Date of Birth, Routing Number, Credit Score Information, Home Address, Loan and Mortgage Application Details. Your own letter is the best guide to what was exposed about you, since notices are usually tailored to each person.
Is the New American Funding, LLC data breach letter legit or a scam?
A notice from New American Funding, LLC in the mail matches the breach New American Funding, LLC reported to the Washington Attorney General on February 27, 2026. Check that the company name and dates in your letter match that filing. A real notice of data security incident won't ask for your password, Social Security number or a payment — if it does, contact New American Funding, LLC through a phone number or website you find yourself.
Did New American Funding, LLC offer free credit monitoring?
Look for an enrollment code in your New American Funding, LLC notice. Companies that offer free credit monitoring after a breach usually include it there, with a deadline to activate. Because Social Security numbers are listed in this filing, identity monitoring and a credit freeze matter more than usual. Signing up doesn't waive any legal rights you may have.
Is there a New American Funding, LLC data breach class action lawsuit?
Law firms often open an investigation after a breach notice like this one, and a class action lawsuit may follow. This page doesn't confirm that a lawsuit has been filed against New American Funding, LLC. You usually don't have to join a class action to be included — if a settlement is reached, class members are notified and can file a claim.
What should I do after getting the New American Funding, LLC data breach notice?
Keep the letter and the envelope, and note the date it arrived. Freeze your credit with Equifax, Experian and TransUnion, change any passwords the notice mentions, and sign up for any free credit monitoring the letter offers. Then check whether you may have a claim.
Where can I see the official New American Funding, LLC breach notice?
New American Funding, LLC's report is published by the Washington Attorney General: https://agportal-s3bucket.s3.amazonaws.com/databreach/BreachA36850.pdf Compare it with the letter you received to confirm the dates and details match.
Do I need a New American Funding, LLC data breach lawyer or attorney?
An attorney can read your notice and tell you whether a claim makes sense. A case review here is free, and data breach cases are usually handled on contingency, so there is no upfront cost.
Can I sue New American Funding, LLC over the data breach?
It depends on what was exposed, the law in Washington and your own state, and whether you've been harmed. Most people take part through a class action rather than suing alone. Keep your notification letter — it's the proof that connects you to the breach.
How much could a New American Funding, LLC data breach settlement or claim be worth?
There is no set amount, and no New American Funding, LLC settlement is confirmed here. In past data breach settlements, payments depended on what data was exposed and on documented losses — fraud, out-of-pocket costs and time spent dealing with the breach. The filing lists Full Name, Social Security Number, Financial Account Number as involved. Keep receipts and records; they're what damages claims are built on.

Other notices sent in Washington

Attorney advertising. This page reflects a public regulator filing; it does not mean a lawsuit has been filed or that the company did anything unlawful. Submitting a review request does not create an attorney-client relationship.