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Got a notice from Private Export Funding Company (PEFCO)? Here’s what to do.

Private Export Funding Company (PEFCO) told the Massachusetts Attorney General that people’s information was exposed. If you got a letter, work through the steps below.

Your checklist

  1. 1

    Keep the letter

    Save the notice from Private Export Funding Company (PEFCO) and its envelope. The date you were told can matter for legal deadlines.

  2. 2

    Freeze your credit

    The filing does not list what was taken, so play it safe. A free freeze at Equifax, Experian and TransUnion stops new accounts being opened in your name.

  3. 3

    Change reused passwords

    Change any password you used with this company or reused elsewhere, and turn on two-factor sign-in.

  4. 4

    Get a free claim review

    Our legal team checks whether you can be paid for this breach. No fee unless you recover.

Step 4: free claim review

Tell us you got the Private Export Funding Company (PEFCO) notice. An attorney, not a call center, reads it and tells you plainly whether you have a claim.

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About the Private Export Funding Company (PEFCO) breach

Reported to
Massachusetts Attorney General
Date filed
January 21, 2026
People notified
Not stated
Cause in filing
Not stated

The Private Export Funding Company, commonly known as PEFCO, operates as a specialized private-sector financial institution that facilitates the financing of U.S. exports. By working alongside major commercial banks and the Export-Import Bank of the United States, PEFCO provides medium- and long-term debt financing to foreign buyers of American capital goods and services. Because of its specialized role in international trade finance, syndicated loan structuring, and institutional borrowing, PEFCO routinely collects, processes, and stores vast quantities of high-value, non-public financial and corporate information. The institution manages extensive portfolios involving commercial lenders, corporate borrowers, institutional investors, and individual guarantors, making it a critical repository for sensitive economic and personal identification data. In 2026, PEFCO reported a formal data security incident to the Office of the Massachusetts Attorney General, signaling a major compromise of its digital infrastructure. For a specialized financial institution of this magnitude, incidents of this nature typically involve sophisticated cyberattacks, such as unauthorized network intrusion, credential harvesting, or vulnerabilities exploited within third-party financial vendor software. Financial institutions are prime targets for malicious actors seeking to extract proprietary financial records, account credentials, and personally identifiable information stored across legacy databases and cloud environments. While organizations often scramble to contain the operational fallout after discovering such an intrusion, the initial failure frequently lies in inadequate network segmentation, unpatched vulnerabilities, or insufficient monitoring of external data access points. The data compromised in the PEFCO security incident is believed to include an array of highly sensitive personal and financial identifiers, each carrying severe downstream risks for affected individuals. Exposed categories commonly encompass full names, Social Security numbers, dates of birth, banking details, loan application documents, and corporate financial identifiers. When compromised, Social Security numbers and dates of birth serve as the foundational building blocks for identity theft, enabling cybercriminals to open fraudulent credit lines, secure unauthorized loans, or intercept tax refunds. Furthermore, the exposure of banking and routing details directly threatens individuals and corporate entities with financial account takeover, unauthorized wire transfers, and sustained exposure to targeted spear-phishing and financial fraud schemes. As a financial institution operating within the United States, PEFCO is bound by stringent regulatory frameworks, including the Gramm-Leach-Bliley Act (GLBA) and state-level consumer protection statutes such as the Massachusetts Data Privacy Law. Under these legislative frameworks, financial entities have an affirmative legal obligation to implement robust administrative, physical, and technical safeguards to protect non-public personal information against foreseeable threats and unauthorized disclosure. The occurrence of a data breach of this scale strongly indicates a potential failure to satisfy these statutory obligations—whether through deficient encryption standards, inadequate access controls, or a failure to properly vet third-party vendors with network access. These shortcomings form the legal foundation for holding the institution accountable through civil litigation. Receiving an official data notification letter from PEFCO confirms that your sensitive personal information was compromised as a direct result of corporate negligence, granting you immediate legal standing to participate in a class action lawsuit. In the wake of such breaches, victims often experience months or years of anxiety, heightened risks of financial fraud, and the ongoing burden of monitoring credit reports. Fortunately, participating in a class action does not require you to prove that you have already suffered direct financial loss; the mere exposure of your data due to inadequate security is legally actionable. Our firm handles these complex data privacy cases on a strict contingency fee basis, meaning you pay absolutely nothing out of pocket, and we only collect a fee if we successfully recover compensation on your behalf.

Full ransomware checklist

Private Export Funding Company data breach questions

Is the Private Export Funding Company data breach letter legit or a scam?
A notice from Private Export Funding Company in the mail matches the breach Private Export Funding Company reported to the Massachusetts Attorney General on January 21, 2026. Check that the company name and dates in your letter match that filing. A real notice of data security incident won't ask for your password, Social Security number or a payment — if it does, contact Private Export Funding Company through a phone number or website you find yourself.
Did Private Export Funding Company offer free credit monitoring?
Look for an enrollment code in your Private Export Funding Company notice. Companies that offer free credit monitoring after a breach usually include it there, with a deadline to activate. Enrolling does not give up your right to bring a claim.
Is there a Private Export Funding Company data breach class action lawsuit?
Law firms often open an investigation after a breach notice like this one, and a class action lawsuit may follow. This page doesn't confirm that a lawsuit has been filed against Private Export Funding Company. You usually don't have to join a class action to be included — if a settlement is reached, class members are notified and can file a claim.
What should I do after getting the Private Export Funding Company data breach notice?
Keep the letter and the envelope, and note the date it arrived. Freeze your credit with Equifax, Experian and TransUnion, change any passwords the notice mentions, and sign up for any free credit monitoring the letter offers. Then check whether you may have a claim.
Do I need a Private Export Funding Company data breach lawyer or attorney?
An attorney can read your notice and tell you whether a claim makes sense. A case review here is free, and data breach cases are usually handled on contingency, so there is no upfront cost.
Can I sue Private Export Funding Company over the data breach?
It depends on what was exposed, the law in Massachusetts and your own state, and whether you've been harmed. Most people take part through a class action rather than suing alone. Keep your notification letter — it's the proof that connects you to the breach.
How much could a Private Export Funding Company data breach settlement or claim be worth?
There is no set amount, and no Private Export Funding Company settlement is confirmed here. In past data breach settlements, payments depended on what data was exposed and on documented losses — fraud, out-of-pocket costs and time spent dealing with the breach. Keep receipts and records; they're what damages claims are built on.

Other notices sent in Massachusetts

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