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Got a notice from Prosper Marketplace, Inc.? Here’s what to do.

Prosper Marketplace, Inc. told the South Carolina Attorney General that people’s information was exposed. If you got a letter, work through the steps below.

Your checklist

  1. 1

    Keep the letter

    Save the notice from Prosper Marketplace, Inc. and its envelope. The date you were told can matter for legal deadlines.

  2. 2

    Freeze your credit

    The filing does not list what was taken, so play it safe. A free freeze at Equifax, Experian and TransUnion stops new accounts being opened in your name.

  3. 3

    Change reused passwords

    Change any password you used with this company or reused elsewhere, and turn on two-factor sign-in.

  4. 4

    Get a free claim review

    Our legal team checks whether you can be paid for this breach. No fee unless you recover.

Step 4: free claim review

Tell us you got the Prosper Marketplace, Inc. notice. An attorney, not a call center, reads it and tells you plainly whether you have a claim.

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  • Reply within 24 hours

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About the Prosper Marketplace, Inc. breach

Reported to
South Carolina Attorney General
Date filed
December 11, 2025
People notified
Not stated
Cause in filing
Not stated

Prosper Marketplace, Inc. is a financial technology company that operates as a peer-to-peer lending platform, connecting borrowers with individual and institutional investors. As a financial institution, the company collects and stores highly sensitive personal and financial information, including credit reports, income verification documents, and banking details necessary to facilitate loan processing and investment services. In 2025, the company officially reported a data security incident to the South Carolina Attorney General, indicating that unauthorized parties may have accessed consumer information. If you have received a data breach notification letter from Prosper Marketplace, it means your personal data was likely contained within the affected systems. This notice is intended to inform you of the incident and provide guidance on the steps you should take to protect your identity and financial accounts.

Prosper Marketplace, Inc. data breach questions

Is the Prosper Marketplace, Inc. data breach letter legit or a scam?
A notice from Prosper Marketplace, Inc. in the mail matches the breach Prosper Marketplace, Inc. reported to the South Carolina Attorney General on December 11, 2025. Check that the company name and dates in your letter match that filing. A real notice of data security incident won't ask for your password, Social Security number or a payment — if it does, contact Prosper Marketplace, Inc. through a phone number or website you find yourself.
Did Prosper Marketplace, Inc. offer free credit monitoring?
Look for an enrollment code in your Prosper Marketplace, Inc. notice. Companies that offer free credit monitoring after a breach usually include it there, with a deadline to activate. Signing up doesn't waive any legal rights you may have.
Is there a Prosper Marketplace, Inc. data breach class action lawsuit?
Law firms often open an investigation after a breach notice like this one, and a class action lawsuit may follow. This page doesn't confirm that a lawsuit has been filed against Prosper Marketplace, Inc.. You usually don't have to join a class action to be included — if a settlement is reached, class members are notified and can file a claim.
What should I do after getting the Prosper Marketplace, Inc. data breach notice?
Keep the letter and the envelope, and note the date it arrived. Freeze your credit with Equifax, Experian and TransUnion, change any passwords the notice mentions, and sign up for any free credit monitoring the letter offers. Then check whether you may have a claim.
Do I need a Prosper Marketplace, Inc. data breach lawyer or attorney?
An attorney can read your notice and tell you whether a claim makes sense. A case review here is free, and data breach cases are usually handled on contingency, so there is no upfront cost.
Can I sue Prosper Marketplace, Inc. over the data breach?
It depends on what was exposed, the law in South Carolina and your own state, and whether you've been harmed. Most people take part through a class action rather than suing alone. Keep your notification letter — it's the proof that connects you to the breach.
How much could a Prosper Marketplace, Inc. data breach settlement or claim be worth?
There is no set amount, and no Prosper Marketplace, Inc. settlement is confirmed here. In past data breach settlements, payments depended on what data was exposed and on documented losses — fraud, out-of-pocket costs and time spent dealing with the breach. Keep receipts and records; they're what damages claims are built on.

Other notices sent in South Carolina

Attorney advertising. This page reflects a public regulator filing; it does not mean a lawsuit has been filed or that the company did anything unlawful. Submitting a review request does not create an attorney-client relationship.